Category Archives: Parents and Kids

How Often Should You Read To Your Child

How Often Should You Read To Your Child

Sitting down and reading to your child is one of the best ways to ensure a lifelong reader. Long before your child learns how to read, he can still benefit greatly from sitting down with a parent and listening to his favorite books. By listening to the words and looking at the text and pictures on the page, your child is increasing his vocabulary in preparation for talking and reading at a more advanced level. Your child is also following along as you point to words on the page, and he starts to associate the written word with specific meanings. In addition, reading together is an easy, effective way to bond. Children will love the time they get to spend with you and will love the stories that you read to them.

During a typical busy day, it can be hard to know how much reading time is sufficient, how much is too little and how much is ideal. The answer depends on your child’s personality and your usual schedule. When your child is a toddler, you should ideally read together at least once a day. Read for as long as your child seems interested and engaged or as long as your schedule allows.

If your child tends to grow restless, try shorter reading periods two or three times a day. Ten minutes is usually a good length for younger children. Whenever your toddler brings you her favorite book, if possible, you should sit down and read together. As your child grows older and starts to learn how to read, try to stick to a once-daily reading schedule. Eventually, your child may even beg you to read every day!

Older children should have longer attention spans, so you can read for longer periods of time. You can even keep reading to your child after she learns how to read, especially by focusing on books above her reading level. As long as you continue to challenge them, children will improve their reading ability.

By reading as often as possible, you are illustrating the importance and fun of reading and encouraging your child to take the time to become a strong, competent reader. Eventually, the children will take to reading on their own and you will no longer have to read to them. This does not mean an end to reading as a bonding activity. You can read different books at the same time; you can read the same book independently and discuss the story as you go. You can suggest new books to each other as well. Instilling your child with a love of reading can be a lifelong bond that you can both cherish.
So in summary, you should read to your child as often as they possible and for as long as it holds their attention. By demonstrating how important reading is to you and for success in life, your children will learn to respect and enjoy reading.

Child Support in New York

Child Support in New York

Any couple that goes through a divorce has to deal with many issues, but those that have children usually go through even more acrimony when dealing with custody and support for their children. Child support is financial support provided by the noncustodial parent. Child support includes, cash payments (based on the parent’s income and the needs of the child), health insurance for the child, payments for child care, and payments for reasonable health care costs that are not covered by health insurance. Family Court determines the amount of child support the noncustodial parent will pay. Under New York State law, parents are responsible for supporting their child until the child is 21 years old.

There are guidelines in which the court uses to determine the amount of child support that is owed to the custodial parent, based on the noncustodial parent’s adjusted gross income and on the number of children involved. The court first determines the noncustodial parent’s gross income. The court then multiplies the adjusted gross income by the standard guideline percentage for the number of children. These percentages are as follows:
17% for one child
25% for two children
29% for three children
31% for four children
at least 35% for five or more children.
Then the noncustodial parent’s share of child care, medical, and educational expenses is added to the income percentage amount. The combined amount, percentage of income plus share of expenses, is the basic child support amount.

For incomes over $130,000, the court determines whether or not to use the percentage guidelines and may consider other factors in setting the full child support payment.

The main problem that many noncustodial parents have an issue with is that many fill out long and tedious expense forms and when it comes time to determine the monthly the courts do not take into consideration the expenses of the noncustodial parent. If you cannot pay your child support you can file a “petition for modification” with the court that issued the support order. Only the court can change what you owe. Just because you think you cannot pay, do not stop paying. Continue to pay what you can while you wait for the court to make a decision. You should know that the court will only change the amount of support you need to pay if there has been a substantial change in your ability to pay.

Dealing with child support and child custody it can be very emotional, remember that in the end you want what is best for your children.

Types of children insurance plans

Types of children insurance plans

Today all those who wish to systematically save enough for the future of their child consider buying a children plan. These plans help you to save up for the future of your child in the most affordable manner. Looking at the overwhelming response child plan have received from consumers, the market offers you two kinds of plans to invest in endowment based child plans & child ULIPs. Let’s take a look at both of them. In both the cases, the plan works in the similar manner, you need to pay a predefined premium towards the plan for a certain period of time. On maturity the plan pays out a lump sum or portions of the sum assured at regular intervals, as per your requirement.

Endowment based children plan largely depend on how the insurer performs. So if the insurance company generates profits from the investment & gives you a share, then the value of your investment grows. The profits are h&ed to you as bonuses. So if you want a better return on the investment, then you have to depend on the bonuses h&ed out to you. The policy mostly invests in debt products.

Child ULIPs on the other h&, form a more lucrative option to invest in. This instrument largely invests in equities. The risk it carries is evened out if you continue the policy for a longer duration.

Under this children plan, investors have the option of choosing from different kinds of fund as per their risk taking capacity. A child ULIP plan that invests your money 100% into equity is an aggressive fund, whereas a plan that invests only in debt will be a conservative plan. You have the liberty to choose any of the plans offered to you & even switch between the funds later. This kind of a child plan is always beneficial as you can make the best of long term investment. Remember to choose a plan that suits your risk bearing capacity the most.

A common benefit that both these plans provide is that if the parent of the child dies, the child is immediately h&ed the life cover amount by the insurer. Also, all the future premiums of the policy are paid by the company. On maturity the nominee gets an equal amount of the life cover along with the additional bonus if you opt for an endowment plan & the final market linked fund value in case of ULIP children plan.

Source:

I am Sarita Mane, an experienced author with keen interest on Insurance plans. I have a number of articles to my credit based on topics related to children plan.

Many Donors Now Opting For Child Sponsorship

Many Donors Now Opting For Child Sponsorship

No matter how poor some families are in the UK, their plight pales by comparison with that of so many in under-developed countries where even basics like food, water and healthcare cannot be taken for granted. This is why so many people are moved to donate a little of what they have to try and alleviate the situation. It is easy to just give up and ask yourself what difference you can make to such a massive problem but, by combining your efforts with those of millions of like-minded donors around the world, you are steadily helping to win the war on poverty and extreme deprivation.

Of course, there are still millions living in dire conditions but the number is falling all the time as the relentless work of charities based in the developed world gradually begins to bear fruit. Increasingly it looks as though many people are turning to the idea of child sponsorship as the most effective and mutually fulfilling way of contributing to this effort. Putting money into collecting tins on flag days is not a very personal way of going about things and there is always that doubt as to how much actually finds its way to the coal face.

The great benefit of supporting one of the child sponsorship charities is that you will be actually able to see the difference your support makes at first hand. Sponsorship allows you to connect with a specific child in need and make a profound difference to that child’s life, family and community. Your sponsored child will know your name, write to you and receive benefits like clean water, nutritious food, healthcare and educational opportunities. Just as important is the boost a child receives knowing that he or she has a sponsor from another country who really cares. As the years go by, donors will see from photographs and regular correspondence exactly how they have, quite simply, made a childs life so much better.

Sponsored children tend to keep and treasure the cards and letters they have received from their sponsors. Many of them relate how they often pray for their sponsors and thank God for the blessings their families have received because of this generosity from a foreign land.

Experienced child sponsorship charities have found that, by and large, while each child is individually sponsored, it is better that actual donations are pooled with those of other sponsors to achieve something that provides sustainable benefits to the whole community. That way, no-one feels left out and there is no resentment. The underlying aim of the whole child sponsorship movement is to help children in poorer countries stand on their own two feet so that they, in turn, will one day be sufficiently skilled to provide their own assistance to the community.

How A Good Bed Guard Can Protect Your Child

How A Good Bed Guard Can Protect Your Child

When a child is big enough to move from their cot into a bigger bed then you will need to consider whether to fit a bed guard to their bigger bed or not. Some people do not like the idea of fitting a bed guard as they feel it is too restrictive for their child. However, these people may not be aware that there are now many bed guards on the market, some of which are very discreet and do not feel so restrictive.

Our advice therefore is to always use a bed guard as it will help to protect your child in several ways. Firstly, a good guard it going to prevent your child from falling out of bed at night and hurting themselves. Whilst kids are pretty resilient there are many instances of them falling out of bed and getting injured either on their heads or the rest of their body. A bed guard will mean they will have a barrier there should they roll to the edge of the bed that will keep them in the bed and from falling on the floor, thus preventing injury.

The second benefit for the child is that if they are prevented from falling out of bed they will avoid being woken up by such an episode. Any parent will know that if your child has a broken nights sleep and becomes distressed in the night that it can have a knock on effect the next day. Their mood can be greatly affected by a broken nights sleep so by having a bed guard this can be avoided more often.

A final way the bed guard can be used to protect your child is when the child comes to sleep in the parents bed for any reason. There are some types of guard that are made from foam and can be fitted under the sheers to form a barrier between the parents and the child. This way you can all sleep safe in the knowledge that the parents will not roll onto the child as they sleep and therefore wake up and/or injure the child.

Homeschool Your Kids! Click Here

Homeschool Your Kids! Click Here

Are You Considering Homeschooling? Try These Tips!/p>

You might have declined the idea of homeschooling for your children, and it was really never going to be an option for you. Its acceptance, however, has grown and lots of innovative materials are becoming readily available for anyone interested. It is possible to learn what you need to homeschool successfully.

Homeschooling can be difficult when you’ve got a toddler or a baby to take care of. You need to set up specific times to address each child. Look for any activities that are suitable for both ages. Make use of the opportunities you see for engaging both children while also fostering a bond between them.

Art should also be incorporated into your plans. Have your kids do an art and consists of objects from their lessons. Concentration is vital to taking in and understanding information, so the more active you get them while teaching them, the greater the educational benefits will be in the long run.

Assign housework to your kids or get help from outside. You will find it a struggle to do it all alone. You will become exhausted if you try to do everything on your homeschooling work. Accept help if you can find one graciously.

Reach out to other homeschoolers like you. There are a lot of reasons to choose to homeschool their kids. You should be able to find people that doing the same practice as you are in your place. Homeschooling groups are great location to get advice and support. It can really help you if you’re just starting.

Allow your kid to have breaks so that to get some workout. This can prevent uneasiness and help your children concentrate on schoolwork. Make sure you keep schedule breaks so that your child can release his energy and be more focused when he comes back to his lessons. Enjoying at breaks certainly have its uses.

When homeschooling is done properly, your young ones will love it. It comes with a lot of benefits for all the family. Hopefully this article has assisted you to see some of those advantages, along with the diligent preparation that will be required of you to reap those benefits. Use these suggestions to get started right away.

The issue with regular schools is that you can’t tell if your kid is getting the sufficient attention. With homeschooling, you can make sure that your child learns the lesson he needs to know. Get help from this page. .

The Diseases You Are Destined to Inherit From Your Parents

The Diseases You Are Destined to Inherit From Your Parents

Children and parents always have many similarities, such as body tall-short, body fat-thin, color of skin … These are all related to heredity. At the same time, many diseases are closely associated with genetic. What diseases are most likely to be inherited?

1. High cholesterol and high blood pressure: If one of the parents has high blood lipids or blood pressure, the child’s risk of illness is about 50%; if parents both suffer from high cholesterol or high blood pressure, then the child’s risk to suffer will reach 75%, which is enough for us to see the heredity of such a cardiovascular disease is very high. In addition, if any of the grandparents suffer from heart disease, the child’s risk of disease will also be very high.

2. Allergy and asthma: If one of the parent has allergic constitution, or is allergic to certain things, such as seafood, pollen, etc., then the child could easily be troubled by those allergic diseases. Genetic risk can reach 30% to 50%. Especially asthma, genetic probability is about 80%.

3. Diabetes: diabetes has the susceptibility of family heredity. Survey showed that the incidence of diabetes patients’ patients is 17 times as higher than non- diabetes patients’ relatives. The genetic predisposition of type ?diabetic patients is more obvious than type?diabetes patients.

4. Rhinitis: Many nose diseases have come from heredity. The most common such as allergic rhinitis, chronic rhinitis and chronic sinusitis, rhinitis, these three have a family genetic tendency. According to statistics, if one of the parent suffers from allergic rhinitis, 1/3 children their next generation will suffer from this disease; if parents both suffer allergic rhinitis, the possibility of their next generation suffering this disease is up to 2/3.

5. Obesity: If the weight of the couple exceed, then the possibility of their children to become fat is 53%; if only one of them is obese, the probability of their children to be obese will decline to 40%.

6. Cancer: Tumors that are closely related to heredity can be divided into two categories: the first is hereditary tumors completely determined by the genes; the other is the so-called -cancer quality- hereditary cancer that is not found genetic material basis but obvious genetic predisposition.

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Stranger Danger Teaching Abduction Safety to Children

Stranger Danger Teaching Abduction Safety to Children

Stranger Danger is one of the most important lessons for children to learn. We all know the catch phases like “Dont talk to strangers”, “Never get into a car with a stranger”, and “Dont take candy from a stranger.” The phases are simple reminders for kids, but they can make the child insecure and fearful. How can we teach about stranger danger without scaring them or give them nightmares? Heres some quick tips to keeping your child safe.

What is a Stranger?
The first thing to teach children is the difference between a friend and a stranger. Statistics show that casual acquaintances perpetuate most abductions. Children wrongly assume that because the parent says “hi” to the clerk at the grocery store, that they are friends. Quiz your child in the difference between a stranger and a friend. Ask them if a teacher is a friend or stranger, how about the cashier at Blockbuster, or your neighbor that you have know for 5 years, etc.? This drill is an excellent start.

Saying No to Adults
We teach our children to respect adult and listen to them so most children have difficulty say no to adults. Child Predators exploit this tendency to abduct children by telling them to get into a car with a stern voice. The stern voice makes the child feel they did something wrong and comply with the demands.

Teaching your child, that it is okay to say no to strangers and that they ALWAYS need to ask parents permission first before meeting strangers demands. Parents can role-play the parts of the stranger and have child say no.

Whats the Secret Password?
In the case of an emergency, create a family password that only you and your child know. A friend may need to pick up your child at school or an activity. How does your child know that you asked them to pick them up and its not a trick? Yes, you got it, the family password. The child asks the friend for the family password and if they know it, the child knows that you did send them and everythings okay. Dont forget to change the password once it is used.

Important Information your child should know
Teach your child some vital information will assist if they get lost. You should quiz them periodically to ensure they remember it. Give them lots of praise and attention for answering correctly. The vital information for the child to know is your full home address, home phone number, both parents full names, and cell phone numbers. Many kids are shy around other adults so its important to build their confidence so they can repeat the information to a police officer or another person trying to help.

Know thy enemy
Awareness is power in abduction safety. Parents should know if any child predators live in their area. Parents can go to to search for child predators with prior conviction in your area.

Why Take a Child to See an Olathe Pediatric Dentist

Why Take a Child to See an Olathe Pediatric Dentist

Olathe is home to several families and their children. Plenty of children need dental checkups since Olathe hosts thirty-three elementary schools and nearly 26,500 students. Most children develop cavities because of a high sugar diet. Since Olathe is located near Kansas City, one of the most famous producers of boxed chocolates, the availability of sweets is a central part of children’s lives living in the area. Therefore, pediatric dentists are a necessity. Pediatric dentists undergo an extra two years of training so that they may work specifically with the oral health of young children from the time they are infants through their teenage years.

It is important for parents to take their children to see a pediatric dentist from the time the first tooth appears. While many children may seem apprehensive at the thought of visiting the dentist, pediatric dentists specialize in working with children so they are more attuned to the child’s fears. They know how to comfort the child and help them relax for a better dental visit. It is normal for a child to express fears about seeing the dentist. However, it is important for parents to stand their ground and take their child in for regular dental checkups and care.

If a child’s oral care is neglected, it can lead to a wealth of oral health problems ranging from cavities, tooth decay, and eventually gum disease. A neglected cavity can eventually cause an infection to occur, which can be very painful for a child to deal with. Rather than waiting until things get out of hand, it is important for parents to make sure and maintain their child’s oral health by taking them to the dentist every six months to a year and anytime the child complains of a toothache.

If you notice your child is developing a cavity, it is important to schedule a pediatric dental appointment right away so that it does not get out of control. Olathe pediatric dentists are awaiting the visit of your child so they can perform preventative oral care and provide you with tips on how you can help your child take care of your child’s teeth at home. Help your child brush thoroughly and as they get older, make sure you teach them how to floss properly to avoid the buildup of plaque and tooth decay that often occurs when foods gets caught between the crevices of the teeth.

Yoga For Kids – What To Do And How To Do It

Yoga For Kids – What To Do And How To Do It

With evolution of humanity, our lifestyle has changed over the years. Todays generation is under lot of pressure and stress. The life has become immensely hectic and tiresome for youth as well. The lifestyle changes have affected the kids also. It has been seen in recent surveys that kids are under lot of stress in comparison with the previous generations. There are many factors that have caused such strain, like school, study, peer pressure, never-ending after school curriculum, interest and hobby classes and over scheduling for coaching and many more. All these add-up to a level where they are draining themselves so much that they seek expert assistance. Yoga in such a scenario is the only way out for kids, to de-stress them and keep them energized to follow their dreams in the long run.

Not only giving them a total de-stress mantra, Yoga poses also let them understand and build better body awareness, right from their initial years. Yoga teach the kids with many other subtle human behavior which is needed in the long run and forms the base of their overall character, such as self-control, tolerance, suppleness and coordination.

With constant practice kids are sure to take such characteristics beyond the class and into their daily lives. There are many asanas and poses to deliver effective results. For example – by doing breathing exercises such as three-part breath or camel pose one really can feel the difference in behavior. It builds them and helps retain them better than the grown-ups even, through the lifes vivid situations.

Besides, developing their innate qualities, Yoga is a great way to get hyperactive and attention-seeking kids to change their behavior and become well-mannered and calm. These kids mostly do such activities because they long for movement and stimulus (sensory/ motor). Yoga poses direct their impulses and energies in a positive manner.

Effective yoga poses for kids

Few immensely effective Yoga-Asanas that works particularly well for the kids are warrior pose and Tree pose. Children are, by doing these pose, gains confidence, balance and calm. However, Yoga is not restricted to just performing the poses, it transform your entire lifestyle and ought to go beyond the classes. The children are required to understand the benefits and the meaning of these poses. When they understand the meaning behind the poses, it then helps them become like the poses. For example – the Lion pose- it helps make behavioral changes in us, it is meant to encourage us to become strong and confident like Lion.

Other Yoga Asanas for Kids that work effectively:

Forward Bend or Extension – Uttanasana II
Half Shoulderstand – Ardha Sarvangasana
Dog and Cat
Downward Facing Dog – Adho Mukha Svanasana
Head to Knee – Janu Sirshasana
Mountain – Tadasana
Sit/Easy Position – Sukhasana
The Bridge – Sethu Bandhasana
Triangle – Trikonasana
Warrior II – Virabhadrasana II
The Cobra – Bhujangasana
The Corpse – Savasana